Knowing when and how to claim your Social Security retirement benefits can be confusing and sometimes overwhelming. Make sure you ask questions  and more importantly, make sure you
understand the answers.

If you have any questions about the information in this section, or would like to setup a time meet about your retirement and social security benefits, please don’t hesitate to give us a call or contact us online.

About Social Security

Established in 1935 by the Social Security Act, Social  Security was designed to be a financial safety net for  older Americans. Prior to the Social Security Act,  support for the elderly fell on the shoulders of local government, communities and families.

The Social Security program is built on contributions to the system by workers. While employed, every American pays into social security. Your contributions  into the system are withheld from your paycheck and are listed as Federal Insurance Contributions Act (FICA)  taxes. Once you’ve reached your retirement age, you’re able to receive benefits.

While FICA taxes support both Social Security and Medicare, technically Medicare is a separate program.